Broker Check

Insurance Services | Richmond, KY

Many of us have stories of friends and loved ones having tragic life changing events, that no one was prepared for. These are often the stories that start with, "Did you hear what happened to..." These real life experiences can have many different results. They range from accidents, disabilities, loss of income, long term care, or even death. Although these are all tragic and unexpected changes to our lives, we don't have to be unprepared.

Even the best investment and financial plans can crumble if you have not properly prepared for the risks that exist for every family. Should something happen to you or a family member such as a illness, disability, death, or a long-term-care need, the careful planning and investing you have so diligently developed can be unraveled in an instant. 

Depending on the needs of your individual situation you can manage your risk with things like:

  • Life Insurance

  • Long Term Care Insurance

  • Disability Insurance

  • Fixed Annuities and Variable Annuities *

It is important to have your current insurance plans evaluated to determine if they are adequately protecting your family from a life changing even. It is vital that you plan for now and as you plan for the future. Many people postpone this step of comprehensive financial planning, but can be one of the most detrimental when disaster strikes. Protecting your hard earned assets is crucially important.  

Working with a firm like ours, that provides independent advice and insurance services, helps ensure you are getting objective recommendations. Not to mention we are qualified to provide tax advice to help these plans work in a tax efficient manner. We also use a unique process that encourage ongoing financial planning to make sure these plans are staying in line with your personal financial situation. Please contact us at  859-623-0044 to discuss your insurance options. We have been serving the Richmond, KY and Lexington, KY areas for over 15 years.

 

*Insurance, Investment and Financial Planning Services are offered by Tim Williams through his affiliation with HD Vest.